Pre-Approval Loan

This letter is often requested by the realtor assisting in locating your next investment. Get pre-qualified in under 5 minutes and know the potential loan amount you are eligible for

Property type​

SFR, 2-4 units, Townhouses, Condos, Condotels, 5-8 units

Max loan amount


Property conditions



Leased or vacant accepted

Term & Rate​

30-year fixed rate loan

Loan To Value

Up to 70%​ LTV

US entity required ​

Multiple entity owners ​

Up to 4 owners
*5 and up with exception

Why Get a Pre-Approval Loan?

Know your borrowing capacity

Knowing the potential sum of your future loan amount helps you shop smart. Remember, time is money, so focus your searches strategically.

Gain a Competitive Edge

A pre-approval letter not only proves your mortgage eligibility, but also sets you apart in hot real estate markets where sellers and agents are selective.

One step ahead of other buyers

Secure a pre-approval to demonstrate your serious intent and financial readiness, giving you a distinct edge in negotiations with sellers and brokers.

How it works

“I was amazed how fast and easy it was for me to get a pre-approval letter from Lendai. All it took was a few minutes of my time and I was ready with a Pre-approval letter that my agent could use to make my purchase offer stand out from the other applications.”​​
Dave D.
Canadian investor


Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans.

In addition, we provide Pre-Approval letters.

Lendai finances the following type of properties: Single families, 2–4-unit residences, condos, townhouses, 5-8 units.

The loans are fixed for a period of 30 years.

Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.

We will finance any condo, including condotels subject to our underwriting guidelines.


The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin

Lendai does not fund construction loans directly but can offer them through our partners in the Lendai industry. Reach out to us and will be happy to help.

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